Basel Norms and Indian Banking Sector

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Bank for International Settlements (BIS), Basel Committee on Banking Supervision (BCBS), Basel Norms, Capital Adequacy Ratio (CAR), Capital to Risk-Assets Ratio (CRAR), Credit Risk, Market Discipline (MD), Market Risk, Minimum Capital Requirements (MCR).


This synoptic paper outlines the growth of Indian commercial banking sector and examines impact of Basel norms on the same. In this process, the preparedness of banks and related issues are examined through a survey of bank personnel. The recent trends in CAR and NPA of the banks are also pointed out. A few conclusions are derived and some recommendations are made. The scope for further work is indicated.




How to Cite

Pasha, M. A. (2013). Basel Norms and Indian Banking Sector. DHARANA - Bhavan’s International Journal of Business, 7(2), 78–86. Retrieved from



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Banking and Finance Journal, Kolkata

Professional Banker Journal, ICFAI Press, Hyderabad Annual reports of banks

Indian Banks Association (IBA) Bulletins

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