Shetty, N. S., and Sona P. Rai. “Issues and Challenges of Expanding Financial Inclusion in the North-Eastern States”. Nitte Management Review 6, no. 1 (July 1, 2012): 73–105. Accessed April 20, 2024. https://www.informaticsjournals.com/index.php/nmr/article/view/18441.