Basel Norms and Indian Banking Sector


Affiliations

  • Brindavan College, MBA Programme, Bengaluru, 560 063, India

Abstract

This synoptic paper outlines the growth of Indian commercial banking sector and examines impact of Basel norms on the same. In this process, the preparedness of banks and related issues are examined through a survey of bank personnel. The recent trends in CAR and NPA of the banks are also pointed out. A few conclusions are derived and some recommendations are made. The scope for further work is indicated.

Keywords

Bank for International Settlements (BIS), Basel Committee on Banking Supervision (BCBS), Basel Norms, Capital Adequacy Ratio (CAR), Capital to Risk-Assets Ratio (CRAR), Credit Risk, Market Discipline (MD), Market Risk, Minimum Capital Requirements (MCR).

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References

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Journals and Bulletins

Banking and Finance Journal, Kolkata

Professional Banker Journal, ICFAI Press, Hyderabad Annual reports of banks

Indian Banks Association (IBA) Bulletins

RBI Bulletin

Websites

www.rbi.org.in

www.bis.org.in

www.icai.org

www.bcsbi.org.in

www.iba.org.in


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